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Payment Calculator
Private Property
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Community Payment Calculator
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This payment calculator illustrates how financing your manufactured home will allow you to take a tax deduction for your interest cost. Plus, it will show you how to factor your approximate tax savings into your payment schedule. Once you you have completed this form, you will have an excellent picture of the role a manufactured home can play in the quality of your life.
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Whether you are buying a manufactured home and placing it on your own land or in a manufactured home community, your loan and purchase may be subject to other variable costs. Included in these costs would be processing fees, appraisal fees, titling costs, etc. Each lender will provide you with an itemized list of fees.
Also, lenders may offer optional bi-weekly payment schedules and adjustable-rate loans.
Note: The information and computations provided in these Worksheets are for persons in the 28% tax bracket who itemize their deductions. Actual tax savings may vary for different individuals. For more comprehensive information it is recommended that you consult a tax professional. Also note that actual tax savings could change or be eliminated if there is any change in the present Internal Revenue code. Complete information can be found in IRS Publication 936 "Limits On Home Mortgage Interest Deduction." Use these worksheets only as a guide in estimating costs. Consult a professional lender or seller for actual costs for products, services and financing.
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